Canada Life

Canada Life insures the following core and optional benefits provided under the Merit Contractors Association Benefit Plans:

  • Life insurance (core and optional)
  • Disability insurance


In addition, Canada Life also adjudicates extended health and dental claims on behalf of the Merit Plan.

To learn more about Canada Life, please visit their website.

iA Financial Group

iA Financial Group insures the following core and optional benefits provided under the Merit Contractors Association Benefit Plans:

  • Accidental death and dismemberment (core and optional)
  • Optional critical illness insurance


To learn more about iA, please visit their website.

Teladoc Medical Experts®

Teladoc Medical Experts’ core services are included in the Hour Bank, Office Supervisory and Retiree Benefit Plans:

  • Expert Medical Opinion
  • Find a Doctor
  • Care Finder
  • Personal Health Navigator
  • Ask the Expert
  • Mental Health Navigator


These services provide members and their eligible dependents with a second medical opinion following a diagnosis or treatment plan for a chronic or serious illness.  They can also assist in locating specialists or treatment facilities and help provide answers to your medical questions.

Parents of eligible employees and spouses are also able to utilize Teledoc Medical Experts core services. Learn more here.

To learn more about Teladoc Medical Experts, you can:


To contact Teladoc Medical Experts, call toll-free 1.877.419.2378.  Be sure to identify yourself as a Merit Contractors Association Plan Member (plan number 158080).

If your coverage under the Merit Contractors Association Benefit Plan includes Elite Diagnostic Imaging Service™, please provide the name of your employer, membership number HD00001042 and your certificate number (found on your pay-direct drug card).


LifeWorks Employee Assistance Program (EAP) services are included in the Hour Bank and Office Supervisory Benefit Plans.

The EAP is available to employees and their eligible dependents.  Services include:

  • Counselling services (in-person, telephonic, or text/email) for issues such as:
    • Personal/emotional difficulties
    • Relationship issues
    • Stress
    • Childcare/elder care
    • Interpersonal conflict
    • Addiction issues
    • Work-related concerns
    • Financial issues
    • Legal issues (information and advice only)
  • Online wellness library
  • Trauma Response services


To learn more about the EAP, you can:


The EAP is available 24/7/365 online or toll-free 1.877.916.9116.

LifeWorks respects your privacy.  You will be able to discuss issues and concerns in complete confidence, within the limits of the law, in a caring and professional environment outside of your workplace.  To learn more about LifeWorks privacy policy, click here.



We are proud to announce Merit’s Mental Health Strategy.

This program will keep mental health at the forefront for Merit members, their employees, and families.

We have made available to our members resources to assist in navigating mental health issues in the workplace and at home.