Benefits

80% coverage for eligible drugs. A 100% coverage option is also available on the Office Supervisory Plan.

$350 for covered eye wear and $75 for an eye exam every two calendar years (every year for children). Additional $150 for employees every two years for prescription safety glasses.

100% coverage for semi-private hospital, medical equipment and supplies, and out-of-country medical emergencies. Paramedical coverage for physiotherapists, chiropractic, psychologists, massage therapists and more, subject to hourly and annual limits.

24/7, 365 days a year access to professional counselling and much more.

Coverage of up to $2,000,000 CAD per incident is available in the event of an unexpected medical emergency outside of Canada.

Access to expert specialists for a second medical opinion. Assistance locating specialists and medical facilities and navigating the health care system.

Benefits are available after 120 consecutive days of an employee’s total disability. The Hour Bank LTD benefit is $2,500 per month, increasing to $3,000 after the first 24 payments. The Office Supervisory LTD benefit is based on the employee’s salary.

Benefits are payable on the first day of an employee’s accident or hospitalization, or on the eighth day of a disabling illness. The Hour Bank STD benefit is $800 per week and the Office Supervisory STD benefit is based on the employee’s salary.

Most medical and dental claims can be submitted electronically. Claim payments can be expedited through direct deposit.

Most providers of health and dental services are able to bill Canada Life directly.